No. We are private real estate investors with a combined 20 years’ experience buying and selling residential properties and working with mortgage companies, banks, HOA’s, and other investors.

There is still time. With your Authorization, we can contact the Bank and most times stop or delay the foreclosure process while we explore possible solutions with you.

Selling a home with a traditional realtor can take between 4 to 9 months depending on your neighborhood. Repairs need to be made and sometimes updating needs to happen. Potential buyers usually need to get approved for funds. Then inspections and appraisals need to be scheduled and completed. This can be a hassle for people who want to sell their house fast to avoid foreclosure or those who have inherited a property from a death in the family. When you sell your house for cash, you can close the deal between 1-3 weeks. You don’t have to wait for financial approvals, evaluations from home inspections, or real estate appraisals. And if you need to close faster, it is certainly possible.

If you are past due on your payments, there is a good chance your bank has moved your Account to their department that focuses on collections. Many times, these departments are outside of the USA and their main objective is to make collections. We have the experience to navigate within these banks and their departments and get to the person(s) that has the authority to make decisions on your account.

2 Tall Guys started out of a desire to help people. Each month 100’s of homes in Houston and the surrounding areas foreclose and go to auction. What is alarming is how often it’s unnecessary. Almost all these homes could be saved or, at the very minimum, the foreclosure averted, saving the homeowners’ credit history from years of misfortune. We strive to be as informative and open as possible with you regarding possible solutions for your situation. Together we can make the best decision to keep the bank from taking your home without you getting anything in return and keeping a foreclosure off your credit history.

Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future. You should avoid foreclosure if possible.

Do not ignore the letters form your lender. If you are having problems making your payments, call or write to your lender’s loss mitigation department as soon as possible and explain your situation. Be prepared to provide them with financial information, such as your monthly income and expenses. Without this information, they may not be able to help.